All State Auto Insurance What Are the Requirements?
All State Auto Insurance What Are the Requirements? Virtually all states in the U.S. have laws that have the minimum amount of auto insurance you have. In the states that do not, they have financial responsibility laws that state you have to be able to provide evidence of ability, both for physical and property damage resulting from an automobile accident up to a certain minimum amount to be paid.
The table below shows the mandatory minimum requirements state by state. The second first number is the minimum amount of coverage for all people injured in an accident is required. The first number is the limit for an individual, and the third is for property damage. All figures are the $ 1000.
Among Alaska as an example, the minimum coverage $ 100,000 for all persons in an accident up to a limit of $ 50,000 for a single violation and $ 25,000 for property damage.
All State Auto Insurance What Are the Requirements?
Alabama 25/50/25
Alaska 50/100/25
Arizona 15/30/10
Arkansas 25/50/25
California 15/30/5
Colorado 25/50/15
Connecticut 20/40/10
Delaware 15/30/10
D.C. 25/50/10
Florida 10/20/10
Georgia 25/50/25
Hawaii 20/40/10
Idaho 25/50/15
Illinois 20/40/15
Indiana 25/50/10
Iowa 20/40/15
Kansas 25/50/10
Kentucky 25/50/10
Louisiana 10/20/10
Maine 50/100/25
Maryland 20/40/15
Massachusetts 20/40/5
Michigan 20/40/10
Minnesota 30/60/10
Mississippi 25/50/25
Missouri 25/50/10
Montana 25/50/10
Nebraska 25/50/25
Nevada 15/30/10
25/50/25 New Hampshire financial responsibility only
New Jersey 15/30/10
New Mexico 25/50/10
New York 25/50/10
North Carolina 30/60/25
North Dakota 25/50/25
Ohio 12.5/25/7.5
Oklahoma 25/50/25
Oregon 25/50/10
Pennsylvania 15/30/5
Rhode Iceland 25/50/25
South Carolina 25/50/25
South Dakota 25/50/25
Tennessee 25/50/10
Texas 25/50/25
Utah 25/50/15
Vermont 25/50/10
Virginia 25/50/20
Washington 25/50/10
West Virginia 20/40/10
25/50/10 Wisconsin financial responsibility only
Wyoming 25/50/20
All State Auto Insurance What Are the Requirements?
It must be stressed that these figures are the minimum required by law. It is generally accepted that realistic figures would $ 300,000 bodily injury protection per accident and $ 100,000 per person.
Other options are available to increase your coverage. These include -
Uninsured Motorist Coverage
This coverage will pay for bodily injury and property damage, the suffering you caused as a result of an accident with an uninsured driver.
Underinsured Motorists Coverage
This coverage pays for bodily injury and property damage that you may suffer as a result of an accident by a driver who has insurance, but their coverage is less than your uninsured motorist coverage.
Personal Injury Protection (PIP)
All State Auto Insurance What Are the Requirements?
This cover (sometimes called “no-fault” coverage known) is for injuries that you and others in a car accident, regardless of who caused the accident can be maintained. It covers the cost of hospital and medical expenses for the treatment of injuries and other costs such as lost wages incurred.
Collision Coverage
Coverage for damage to your vehicle if pay involved in a collision with another vehicle or object.
Comprehensive Coverage
This pays for damage to your vehicle. Not the result of a collision, such as fire, theft, vandalism and floods
all state auto insurance
All State Auto Insurance What Are The Requirements?
All State Auto Insurance What Are The Requirements?
All State Auto Insurance What Are The Requirements?
All State Auto Insurance What Are The Requirements?
What is a reasonable auto insurance liability amount, i don’t believe the current legal limits are enough?
Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?
Great question and analysis. I wish more people would look at the laughable state minimums and recognize that they aren’t enough.
The answer depends on what you have for answers to protect, but I normally suggest a minimum of 100/300/100 for liability limits and 50/100 for uninsured and underinsured coverage.
How much more would insurance raise if a 17 year old gets his license?
We have all-state auto insurance. If a 17 year old got his license how much more would it cost yearly?
your a hazard on the road, Im a good driver.
Call all state to ask. There are many factors including where you live, what kind of coverage you have, your child’s grades, etc.
Another poster said $1200 – that might be right, but it might not. Your agent/company is the only place you can get an accurate answer.